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Today's Rates

Last update: May 16, 2008 11:45 AM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
40 yr fixed conforming
6.250 0.000 6.300
6.000 1.000 6.144
30 yr fixed conforming
5.750 0.000 5.798
5.500 1.000 5.639
5.250 2.000 5.479
20 yr fixed conforming
5.750 0.000 5.814
5.500 1.000 5.687
15 yr fixed conforming
5.375 0.000 5.455
5.125 1.000 5.359
4.875 2.000 5.263
3/1 ARM
5.375 0.000 4.454
4.750 1.000 4.392
4.250 2.000 4.361
30/5 yr fixed or 5/1 ARM
5.375 0.000 4.625
5.000 1.000 4.572
4.625 2.000 4.519
30/7 yr fixed or 7/1 ARM
5.500 0.000 4.840
5.125 1.000 4.741
4.750 2.000 4.642
10/1 ARM
5.875 0.000 5.299
5.500 1.000 5.141
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
7.250 0.000 7.276
7.000 1.000 7.126
6.500 2.000 6.721
20 yr fixed jumbo
7.250 0.000 7.284
6.875 1.000 7.039
6.500 2.000 6.791
15 yr fixed jumbo
6.500 0.000 6.541
6.250 1.000 6.450
6.000 2.000 6.359
3/1 jumbo ARM
6.125 0.000 4.514
5/1 jumbo ARM
6.250 0.000 4.859
7/1 jumbo ARM
6.375 0.000 5.203
10/1 jumbo ARM
7.500 0.000 6.448
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming Interest-Only
6.000 0.000 6.044
5.750 1.000 5.876
20 yr fixed conforming Interest-Only
15 yr fixed conforming Interest-Only
3/1 ARM Interest-Only
5.375 0.000 4.349
10/1 ARM Interest-Only
6.000 0.000 5.376
1 Year Arm Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo Interest-Only
7.500 0.000 7.525
20 yr fixed jumbo Interest-Only
15 yr fixed jumbo Interest-Only
7.375 0.000 7.407
3/1 ARM jumbo Interest-Only
6.250 0.000 4.535
10/1 ARM jumbo Interest-Only
7.250 0.000 6.198
1 Year Arm Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.